Lives inside Telegram Β· No app install

Track your money in Telegram.

Type what you spent. @cointrybot does the rest. Categories, currencies, monthly reports β€” all automatic. No new apps, no spreadsheets, no setup.

or find @cointrybot in Telegram using search.
9:41
5G
Cointry
Cointry
online
20 McDonald's
Alex spent 20 USD on πŸ” Outside food
+400 bicycle sale
Alex earned 400 USD on ⛸️ Item sales
56 book yesterday
Alex spent 56 USD on something else
11 May 2026, Monday
48 sandals
Julia spent 48 USD on πŸ‘  Clothes and shoes
969 EUR iPhone
Alex spent 969 EUR (1140 USD) on ⌚️ Gadgets
0:07
Alex spent 35 USD on πŸ›’ Groceries
/stats
Statistics for current month (May) in USD

βž– Expenses

1,200 (38%) β€” 🏠 Housing and utilities
500 (16%) β€” πŸͺœ Household
440 (14%) β€” πŸ₯¬ Groceries
400 (13%) β€” πŸ‘  Clothes and shoes
350 (11%) β€” πŸ” Outside food
200 (6%) β€” πŸš‡ Commuting
60 (2%) β€” Other

πŸ‘€ Julia β€” 2,047.5 (65%)
πŸ‘€ Alex β€” 1,102.5 (35%)

βž• Income

3,200 (97%) β€” πŸ’³ Salary
100 (3%) β€” πŸ’° Bonus

πŸ‘€ Julia β€” 1,815 (55%)
πŸ‘€ Alex β€” 1,485 (45%)

Total expenses: 3,150 USD
Total income: 3,300 USD
Total: 150 USD
Message
610.6K
Transactions recorded
162+
Supported currencies
94%
Auto-categorization accuracy
Features

The chat you know, instead of spreadsheets and apps.

Every feature below is something you can do by sending a single message. No forms, no toggles buried in settings β€” just chat.

01 / 10

AI-powered category selection

Just enter how much you spent and what it was for β€” the AI will automatically pick the right category, so you don't have to.

20 McDonald's

Alex spent 20 USD on πŸ” Outside food

02 / 10

Record income

Simply add leading plus Β«+Β» to the amount, and it will be saved as income.

+400 bicycle sale

Alex earned 400 USD on ⛸️ Item sales

03 / 10

Add amounts in any currency

Cointry properly converts your income and spending from any currency to your main currency in reports.

969 EUR iPhone

Alex spent 969 EUR (1140 USD) on ⌚️ Gadgets

04 / 10

Record expenses retroactively

Add Β«yesterdayΒ» to your command to record the transaction for yesterday. Or use the following formats: 1.12.20 or 2020-12-01.

56 book yesterday

Alex spent 56 USD on something else
11 May 2026, Monday

05 / 10

Record transactions by voice

Record expenses and income by voice. Just dictate your shopping list at the store, or say something like Β«spent $20 on taxi yesterdayΒ».

0:07

Alex spent 35 USD on πŸ›’ Groceries

06 / 10

Manage your family budget together

Create a group chat and add @cointrybot to manage your budget with your family. There's no limit on participants.

48 sandals

Julia spent 48 USD on πŸ‘  Clothes and shoes

499 PS5

Alex spent 499 USD on ⌚️ Gadgets

07 / 10

Get statistics by categories

Send a /stats command to the bot and get detailed statistics for the month or year.

/stats

Statistics for current month (May) in USD

βž– Expenses

1,200 (38%) β€” 🏠 Housing and utilities
500 (16%) β€” πŸͺœ Household
440 (14%) β€” πŸ₯¬ Groceries
400 (13%) β€” πŸ‘  Clothes and shoes
350 (11%) β€” πŸ” Outside food
200 (6%) β€” πŸš‡ Commuting
60 (2%) β€” Other

πŸ‘€ Julia β€” 2,047.5 (65%)
πŸ‘€ Alex β€” 1,102.5 (35%)

βž• Income

3,200 (97%) β€” πŸ’³ Salary
100 (3%) β€” πŸ’° Bonus

πŸ‘€ Julia β€” 1,815 (55%)
πŸ‘€ Alex β€” 1,485 (45%)

Total expenses: 3,150 USD
Total income: 3,300 USD
Total: 150 USD

08 / 10

Get monthly reports

Every month Cointry sends a report about your last months spending.

πŸ“… Monthly report for April

πŸ‘Ž In the last month, you spent 3,150 USD β€” that’s 720 USD (30%) more than the previous month.

1,200 (+3%πŸ”Ί) β€” 🏠 Housing and utilities
500 (+733%πŸ”Ί) β€” πŸͺœ Household
440 (-6%) β€” πŸ₯¬ Groceries
400 (+300%πŸ”Ί) β€” πŸ‘  Clothes and shoes
350 (-5%) β€” πŸ” Outside food
200 (-9%) β€” πŸš‡ Commuting
60 (+100%πŸ”Ί) β€” Other

πŸ‘ And got 3,300 USD β€” that’s 100 USD (3%) more than the previous month.

3,200 (0%) β€” πŸ’³ Salary
100 (+100%) β€” πŸ’° Bonus

πŸ‘ Total balance is +150 USD.

On average, you spent 105 USD per day.
On average, you earned 110 USD per day.

09 / 10

AI analysis of your spending

Cointry analyzes your spending patterns over the past few months, explains what contributed most to your monthly expenses, identifies who typically spends on what (in case of a group chat), and provides recommendations on how to reduce costs.

πŸ“… Spending analysis for April

In April, expenses increased noticeably compared to previous months, primarily due to large one-time payments. The main spike was caused by major spending on furniture and buying new clothes. Regular expenses on housing, groceries, and dining out also remained.

Notable and unusual expenses this month include: a coat for Alex β€” $300, sneakers for Julia β€” $95, and the purchase of a new sofa β€” $400.

Major recurring expenses remained the same: apartment rent β€” $1100 (Alex), utilities β€” $80 (Alex).

Alex still mainly pays for housing and most household and improvement expenses, while Julia tends to spend more on groceries and daily necessities.

10 / 10

See full picture in the mini app

Telegram mini app gives full visibility of your budget with visual graphs.

Cointry Telegram Mini App
Writing

How Cointry changes the way you track your expenses.

Why chat beats forms and how Cointry compares to the alternatives.

FAQ

Questions, answered.

Still curious? Drop us a message.

Cointry is a Telegram bot for tracking expenses and income. Send a short message like 20 taxi or +400 salary, and Cointry saves the record, picks a category, converts currencies when needed, and includes it in reports.

No. Cointry works inside Telegram, so your Telegram account is enough to start. For graphs, settings, and editing, Cointry uses a Telegram mini app inside the same bot.

Yes. Personal and shared expense tracking are free, including unlimited records, categories, users in a chat, automatic categorization, statistics, and monthly reports. Premium adds deeper analysis and advanced tools.

You can record expenses and income in different currencies, backdate records when needed, use categories, track family spending in group chats, and review statistics in the chat or mini app.

Yes. You can remove the latest record from the chat with /delete. Premium adds full history management: editing and removing any records, as well as exporting your data to CSV/Excel.

Create a group chat with your partner or family members and add @cointrybot to it.

Yes. Create separate Telegram chats and add @cointrybot to each one. Chats are fully isolated.

When you buy a premium subscription in a group chat, all its members can use premium features. They don't need to buy another subscription.

Cointry stores the records you send to the bot, your categories, chat settings, and the Telegram profile data needed to connect everything to the right chat. Data is stored in the EU. Messages are transmitted through Telegram and delivered to Cointry over secure HTTPS connections, but Telegram bot chats are not end-to-end encrypted by design. Cointry does not sell your data or share it with advertisers.

Currency rates are updated twice a day from CurrencyBeacon. Belarusian ruble rates come from the National Bank of the Republic of Belarus.

Currently, Cointry supports English, Russian, and Spanish. Translations are managed on Crowdin. If you want to add more languages, please send an email to hi@cointry.io.

Pricing

The smallest expense in your budget.

Personal and shared budgeting are free. Paid plans add deeper insights and advanced tools.

Free
For managing money solo or together.
$0 / forever
  • Unlimited records
  • Unlimited categories
  • Unlimited users in a chat
  • Automatic categorization with AI
  • Support for any currency
  • Statistics
  • Monthly reports
Start for free
Most popular
Premium
For deeper financial insights and control.
$2.5 / month

when paid annually

  • Everything in Free, plus:
  • Monthly reports with AI analysis
  • Voice input
  • Monthly budget
  • Multicurrency
  • Arbitrary transaction dates
  • Records editing
  • Records on behalf of other users
  • Advanced search
  • Hashtags
  • Export to CSV/Excel
  • Recurring transactions πŸ”œ

To get a premium subscription, send the /subscription command to the bot.

Get started
Business
For freelancers & small teams.
  • Everything in Free and Premium, plus:
  • Multiple chats under one subscription
  • Consolidated analytics across all chats
  • Individual support
Let's talk

Track your money in Telegram.